Our helpful blog articles are full of great information on a variety of financial topics.
Consider This: Inflation is Older Than You Think!
The History of Inflation is Older Than You Think! Inflation has occurred in many different societies throughout history, changing with different forms of money used. We think of inflation as a modern economic concept, but in reality, it predates modern history and has...
Inflation – What You Need to Know
People have been feeling the effects of inflation in nearly every aspect of their lives. Everything from food to gas to home repair products seems to be increasing with each day. So, what caused this inflation to occur and what is it affecting most? Inflation has...
Protecting Your Retirement with the Bucket Strategy
Saving for retirement is a long-term endeavor. It’s not about finding the next hottest stock or getting rich quickly. This means that retirement requires a perspective on your wealth and income that accounts for your needs at different stages of your life, from the...
Annuities – A Little-Known Retirement Secret
You’re probably familiar with the classic retirement accounts such as 401(k)s, IRAs, and pensions. But did you know there is a financial product out there that is customizable and can be tailored to your specific risks and financial goals? An annuity is an...
Are Your Retirement Accounts Prepared for Taxes?
Taxes are one of the most important things to consider when it comes to your retirement. You’ll likely have several sources of income in retirement that can be taxed, such as IRA distributions and Social Security benefits. But is your income tax-advantaged? A tax...
Mid-Year Personal Goal Checkup
Did you make a New Year’s Resolution this past January? We recognize it’s very easy to get sidetracked with your plans. Now is the time to regain control of your goals and, if you’ve lost ground, get yourself back on track! Are you halfway there yet? Whatever your...
Understanding the Different Types of Life Insurance
Ever wonder what type of life insurance is best for you? It depends on various factors, including how long you want the policy to last, how much you're willing to pay, and if you wish to use the policy as an investment vehicle. Let's look at some options. Term Life...
Bob’s Pick: “Now is the ‘perfect time’ for young investors to do a Roth IRA conversion, says CPA – here’s why”
Article published by CNBC.com Written by Ryan Ermey "If you’re a stock market investor, 2022 has been, well, less than ideal. The broad stock market entered bear territory earlier this summer, and even with a recent uptick, the S&P 500 has still surrendered more...
Commonly Overlooked Healthcare Expenses
Long-term care is generally the most significant question mark when saving the optimal amount for your retirement years. According to Financial Professional Barry Bigelow, “statistically, if you're a married couple, there's a 25% chance one of you'll need this type of...
Stuck in a High Tax Bracket? Try These Reduction Strategies
Let’s talk about tax brackets. They aren’t straight across the board but graduated based on income, meaning most taxpayers fall into more than one bracket. Current tax brackets are 10%, 12%, 22%, 24%, 32%, 35%, and 37%, and you could fall into as few as one and as...
How to Allocate Assets When Saving for College
Have you ever considered that saving for college is different than saving for your long-term retirement? Let’s start with the fact that, when saving for college, you’re saving for a specific year (the year of high school graduation). When you’re saving for retirement,...
Multi-Generational Planning and the Impact of Financial Literacy
Investopedia conducted a survey of 4,000 US adults in January and February of 2022 which included 1,000 individuals from each generation to better understand their financial literacy by generation. Side note: Seeing other generations’ viewpoints is important since...
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Bob has a passion for making your money work hard for you. He takes profound joy in ironing out a plan for a long and comfortable retirement, no matter what your current income or level of wealth. With a work ethic second to none, he has a zeal for transforming uncertainty into stable ways for you to protect your future and your family. He knows that the quality of your life you enjoy today can remain as rewarding—or even better—after retirement.
With a strong background in information technology, Carol is instrumental in building operational policies and strategies that keep the organization functioning smoothly. Carol’s organizational skills and her flexibility to jump from priority to priority along with her commitment to customer service makes her an essential part of the Grimard Financial team. When Carol is not working with the Grimard Financial Family, she is a very creative and accomplished photographer.